Dave Hardenwww.ddharden.com

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

State Farm conducted a survey on the state of American neighbors and found that 60% have a pet peeve with their current neighbors. Topping the list of complaints were out-of-control pets or kids, noise and poorly maintained property. To explore more survey findings visit statefarm.com/neighbors.

Everyone could likely use life insurance at some point, but did you know that one in two Americans will need prolonged medical and personal assistance at some point in their lives as well? That's a fifty percent chance! With those odds, plus the very high costs of long-term care, the best time to think about helping protect your loved ones and your future is now.